(5) If we say that we have no sin, we (e) deceive ourselves, and the (f) truth is not in us.
(5) There is none but need this benefit, because there is none that is not a sinner.
(e) This fully refutes that perfectness of works of supererogation (doing more than duty requires, the idea that excess good works can form a reserve fund of merit that can be drawn on in favour of sinners) which the papists dream of.
(f) So then, John speaks not thus for modesty's sake, as some say but because it is so indeed.