Exodus 22:26 - Matthew Poole's English Annotations on the Holy Bible

Thy neighbour s; to wit, that is poor, as appears by comparing this with the next verse, where he is supposed to have but one garment, and with Deuteronomy 24:12,13. By that the sun goeth down; because he speaks of such raiment or covering wherein he used to sleep, Exodus 22:27. But you are not to think that the creditor would every morning take, and every night redeliver his pledge; and therefore this is rather a prohibition to take any such thing for a pledge as a man hath great and daily need of, by this argument, that if he did take it, he could not keep it. Compare Deuteronomy 24:6.