MAIN HOMILETICS OF Proverbs 22:26-27
SURETYSHIP AND ITS DANGERS
I. A command to avoid a perilous habit. We cannot, in the light of the spirit of Bible teaching—especially that of the New Testament—regard this proverb as forbidding all suretyship. It cannot mean that one honest man when he has ample means at his command is never to become security for another man of honesty. We know that there are cases in which it is the greatest kindness that one friend can do another, and that it is often the means of giving a poor or unfortunate brother a fair start in life. We are commanded to “bear one another’s burdens” (Galatians 6:2), and “to do good unto all men, especially unto them who are of the household of faith” (Galatians 6:10), and this is sometimes the most effectual way of carrying out these precepts. But Solomon here warns men against the unwisdom of choosing for companions those men whose habit it is lightly to become a surety for another—who lend their name and credit without considering the responsibility they undertake or asking themselves whether they are doing any real good to the person they oblige. Although it may be a man’s duty sometimes to become a surety for another it is perilous and wrong to make it a habit of life, and thereby encourage thriftlessness and perhaps dishonesty.
II. A warning as to the probable consequences of such a habit. Solomon regards it as certain that a man who habitually becomes a “surety for debt” will come to ruin. This is obvious if we reflect that for one honest man who asks such a favour there are twenty who have little or no moral sense in such a matter; that although a good and true man is often found in circumstances of such need, the great majority who are so found are rogues.
For an illustration and comments on this subject see on Chap. Proverbs 6:1, page 76, and page 216. Also Homiletics on Chap. Proverbs 20:16, page 589.
OUTLINES AND SUGGESTIVE COMMENTS
We are commanded to “love our neighbour as ourselves;” but to do for him what might expose us to having our very bed sold from under us, is to love him better than ourselves, which is a step beyond the Divine injunction. Wardlaw.
Seeing by taking suretyship upon him, he put himself under the creditor, and made himself to be, as it were, the bed on which the trust of others did rest, and seeing by not paying he hath taken away the creditor from the bed of his rest, it is but like for like if the creditor take away his bed from under him. And yet the wise man asking the question seemeth to me to imply in some sort that he should not do it. For though the other doth justly deserve it, yet in so much need let mercy spare.—Jermin.
For Homiletics on Proverbs 22:28 see on chap. Proverbs 23:10, page 666.